Products and Services For Individuals & Families

Fewer and fewer Americans are getting their insurance, particularly health insurance, through their jobs. There is a very strong trend today toward independent contractor arrangements and other methods of creating benefit-less jobs. The Kaiser Family Foundation, a respected research organization, reported in their 2009 Employer Health Benefits Annual Survey that the percentage of employers offering health insurance has declined from 69% in 2000 to 60% last year (and that was before the current recession began). Among small firms (3 – 9 employees), coverage is offered by just 46%.

Please give us a call if you:

• are between jobs,
• have a job without insurance,
• are an independent contractor,
• are self-employed, or
• have employee-only coverage at work and need insurance for your family.

We may be able to suggest affordable health, life and disability insurance solutions. There is no cost or obligation. Please see the menu on the right for more information about the products we offer.