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Crucial coverage for anyone who has a temporary need for major medical expense insurance. Examples include people who are:
- retired, but not yet eligible for Medicare;
- working for a temporary staffing agency;
- eligible for COBRA but find it too expensive;
- waiting for group coverage to become effective;
- ineligible for coverage under an employer group plan;
- out-of-work, laid-off or between jobs without COBRA;
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