Emma S. Parrish 38 years of underwriting, administration and claims experience in the insurance business Skills And Experience   life & health and property-casualty claims payment and management accounting and financial management TPA oversight and management individual and group risk underwriting premium administration licensing and regulatory compliance Employment History January 1997 - Present Affinity Group Underwriters, Richmond, VA - Co-Founder and Managing Director   1990 - 1996 North American Life Assurance Company / (merged with Manulife Financial in 1996) - Richmond, VA – Executive, Insurance Services / Director   1990 Virginia Bureau of Insurance – Richmond, VA – Consumer Services Representative   1975 – 1989 Alsop & Elliot (employee benefits agency and third-party administrator - purchased by Pearl & Associates in 1986) – Richmond, VA – Claims Manager / Underwriting Manager / Operations Manager 1972 – 1975 Royal Globe Insurance Company (property-casualty insurance carrier) – Richmond, VA – claims examiner 1971 – 1972 N.H. Bradley (property-casualty agency) – Richmond, VA – Customer Service Representative